Commercial Main | Major Carriers | Portfolio of Products | Service Philosophy | Claims | Resources | FAQs

At Liberty Insurance Agency, we believe that the value of your insurance program is not determined by premium alone, but more by the management of risks and strategies delivered during the policy term.

To learn more about the services we offer, please visit some of following areas of our site:

Program Management Services
Risk Control Services
Claims Management Services
Workers Compensation Services

Program Management Services

Liberty Insurance Agency offers a wide variety of program management services to our commercial property and casualty customers, including:

• Best coverage at competitive pricing through financially sound insurers
  
• Insurance program audit & design
  
• Exposure identification and evaluation
  
• Verification of policy terms, conditions, rates, and premiums
  
• Insurance program and risk performance monitoring
  
• Contract review for indemnification agreements and insurance requirements
  
• Review of property valuation and updates
  
• Insurance company liaison activities
  
• Day-to-day insurance/risk management counsel
  
• Verification of insurance company audits
  
• In-depth annual account reviews
  
• Loss trending and analysis
  
• Same day preparation of insurance certificates

Back to Top

Risk Control Services

Offering a full suite of Risk Control Services, Liberty Insurance Agency provides the following to our clients:

• Exposure analysis and risk control consulting:
  
  • OSHA compliance
    
  • Fleet risk control
    
  • Premises/product/service risk control
    
  • Chemical/environmental risk control
    
  • Third-party liability risk control
    
• Assistance in the development of safety/other risk control manuals
  
• Preparation of corporate guidelines for automobile usage
  
• Monitor insurance company or independent risk control services
  
• Day-to-day counsel on risk control related matters

In House Training

What Training Includes:

• Recognize signs of intoxication
  
• Spot underage drinkers and prevent sales to minors
  
• Intervene quickly and assuredly in potential problem situations
  
• Understand the difference between people enjoying themselves and those getting into trouble with alcohol
  
• Handle alcohol-related situations with greater confidence
  
• Use proven strategies to prevent alcohol-related problems

Benefits of Training:

• Improved customer service
  
• Safer communities
  
• Lower insurance premiums
  
• Reduced exposure to alcohol liability lawsuits
  
• Decreased penalties for alcohol violations

In House Loss Control Specialist (download PDF)

Back to Top

Claims Management Services

Liberty Insurance Agency creates value for you with the following Claims Management Services:

• Monitor insurance company and independent claim services
  
• Oversee difficult claims and fraud investigations as justified
  
• Assist in large claim reserves and settlements
  
• Resolve coverage issues in a timely and amicable fashion
  
• Provide day-to-day counsel on claim-related matters

Back to Top

Workers Compensation Services

The highly professional staff at Liberty Insurance Agency excels in providing Workers Compensation Services, including:

• Coordinate services provided by the insurance carrier, managed care organizations, and law firms
  
• Establish claims handling procedures
  
• Review claims quarterly, or as needed
  
• Verify claims prior to unit statistical report
  
• Monitor loss runs and reserve changes
  
• Analyze and verify your experience modification factor
  
• Supplement insurance carrier loss control services
  
• Assist in the establishment and certification of a safety committee
  
• Assist in the establishment of a safety incentive program
  
• Review contracts

Back to Top